For business owners, it is crucial having a credit card that matches your demands. Using a personal credit card for company spending can lead to uncertainty about which expenses are personal and what are business-related. Hence, having a business credit card is crucial.
But, due to many options available, selecting the right one for your business might be challenging. Here, we'll look at five of the best corporate credit cards that need an EIN for application in 2023.
The best options is the Capital One Tap Card
This corporate credit card is ideal for companies that desire a straightforward, flat-rate rewards system. This card is particularly ideal for startups because there is no need for a security deposit and there is no annual fee. Additionally, it offers an 0% introductory APR for purchases for the first nine months, making it an excellent option for businesses who need to make numerous purchases. The card offers an option to earn endless 1.5% cash back on all transactions, making it a perfect fit for businesses who want to not worry about collecting additional rewards in different categories. Additionally, the card has a range of benefits, including cash back on regular expenses and extra rewards on travel and dining - making it a cost-effective choice for businesses of all sizes.
Divi Card
{The unique corporate charge card allows companies to earn points on ordinary purchases and redeem those credits for money, travel, or vouchers. Along with the option to earn one percent cash back on all purchases, here this card provides an excellent alternative for businesses which want to earn points on the regular spending.
Ramp Card
This particular business credit card was created exclusively for startups and little companies. Featuring no annual cost and the opportunity to earn limitless 2% cash back on every transactions, this card offers a fantastic option for companies that want to earn rewards on the expenses without spend an annual charge.
The Amex Business Credit Card
This corporate credit card can be a great choice for businesses who want to accumulate rewards on their regular company expenses. With the opportunity to accumulate 4x rewards on these categories, this card is ideal for organizations that have a lot of travelling or eating expenses. Furthermore, with a generous sign-up reward and no annual fee for the first year, this card is an outstanding choice for businesses of all sizes. It provides a variety of benefits, such as rebates on company supplies, advertising, and shipping. In addition, the card offers a 0% introductory APR on purchases for the initial nine months.
Citizens Bank Business Card
The corporate credit card is perfect for companies that need to make large expenditures ahead. It features a 0% introductory APR on purchases for the first nine months and no annual fee. Furthermore, the card provides a range of rewards, including cash back on ordinary business spending and extra rewards on travelling and eating.
Final thoughts
These are some of the top business credit cards you can acquire in 2023 with just your EIN number. Whether you're a newly established business searching for a no-annual-fee card with a 0% introductory APR, or a business hoping to earn points on everyday purchases, there's a card on our list for you. Compare the attributes and perks of each card to find the one that's perfect for you.