As a business owner, it is crucial having a credit card that matches your demands. Using a personal credit card for company spending may cause uncertainty about which expenses are for personal use and what are for the firm. That is why, having a company credit card is crucial.
However, due to a variety of alternatives available, selecting the right one for your company can be difficult. In this post, we'll explore the top five corporate credit cards that need an Employer Identification Number (EIN) to obtain in this year.
One of the top options is the Capital One Tap Card
It business credit card caters to companies who want a straightforward, flat-rate rewards system. This card is especially suitable for startups because it no need for a security deposit and there is no annual fee. Additionally, the card offers a 0% introductory APR for purchases for the first nine months, making it a good choice for consumers who need to make many purchases. The card offers an opportunity to earn unlimited 1.5% cash back on all transactions, making it a perfect choice for companies who prefer to avoid collecting extra rewards in various categories. Additionally, the card comes with a variety of benefits, including rewards on regular expenses and additional rewards on travel and dining - making it a cost-effective choice for companies of all sizes.
Divi Card
{The distinctive corporate credit card allows organizations to earn rewards on regular transactions and redeem them for money, trips, or gift cards. With the choice to get 1% money-back on every transactions, this card is a great option for companies that want to get rewards on their regular expenses.
Ramp Card
This business charge card is designed exclusively for new businesses and small companies. Featuring no annual fee and a chance to earn limitless 2% cash back on every transactions, this card offers a fantastic option for companies that want to earn points on their expenses without spend an yearly fee.
This American Express Business Credit Card
The business credit card can be a great choice for companies that want to earn points on their ordinary business costs. With the opportunity to accumulate 4x rewards on these categories, this card is ideal for organizations that have a lot of travelling or eating expenses. Furthermore, with a large registration bonus and zero annual charge for the initial year, this card is an excellent option for businesses of all sizes. It provides a number of advantages, such as cash back on company supplies, advertising, and shipping. In addition, read more the card offers a 0% introductory APR on purchases for the initial nine months.
Citizens Bank Business Card
The corporate credit card is perfect for companies that need to make significant expenditures ahead. It features a 0% introductory APR on purchases for the first nine months and zero annual fee. Furthermore, the card provides a variety of incentives, including cash back on ordinary business spending and extra rewards on travel and eating.
Final thoughts
These are a few of the best business charge cards you can acquire in 2023 with just your EIN number. Whether you're a newly established business searching for a no-annual-fee card with a 0% introductory APR, or a company hoping to earn rewards on everyday purchases, there's a card on our list for you. Compare the features and perks of each card to find the one that's ideal for you.